Resources
Work it out before you commit to anything
Two calculators and 6 written guides, free, with no email asked for and nothing saved. Use them without ever speaking to me. If you want the version with your actual numbers in it, that is what I am for.
Tools
Mortgage calculator
Most payment calculators show the loan payment and stop, which is why the real bill comes as a surprise. This one adds property tax, insurance and HOA dues.
For sellersSeller net sheet
What you actually walk away with after the payoff, the brokerage fees and the closing costs. Line by line, with nothing filled in for you.
For sellersWhat's my home worth
A real opinion of value built from comparable sales, not an automated guess off a portal.
EveryoneMarket update
What the Greater Nashville numbers are actually doing this month, and what they mean if you are the one buying or selling.
When you are in it
Moving money at closing
How these frauds actually work, the five-minute habit that stops them, and exactly what to do in the first hour if you think something has gone wrong. Read it before you send a cent.
Two weeks outTurning the utilities on
Who supplies electric, water, gas and trash by area, what it costs to start, and how far ahead to call. Out here the provider follows the address, not the city, which is why this is harder than it should be.
If you are buying
Buying your first home in Middle Tennessee
Nobody is born knowing how this works, and the parts that cost people money are almost never the parts they were worried about. This is the whole process in order, with the places it usually goes wrong.
How financing works, in plain language
This page explains what the pieces are and what to ask about them. I am a REALTOR® and not a lender, so nothing here is lending advice and no rates or figures are quoted.
Buying new construction
Nashville ranks among the top markets in the country for new home construction, and buying new is not the same transaction as buying a resale. I have built, so this is the page where my background matters most.
If you are selling
How selling actually works
From the first conversation to the closing table, in order, with an honest account of what each step is for. No promises about outcomes, because anybody making those is guessing.
Preparing to list
A practical order of operations for the weeks before your house goes on the market, sorted by what actually returns the money and effort. Written to save you from spending in the wrong place.
What you actually walk away with
Your sale price is not your proceeds, and the gap surprises people. This explains every line that comes out between the two, so you can plan against a real number instead of a hopeful one.
None of this replaces a conversation
A calculator works with the numbers you give it. Whether those are the right numbers for the house you are actually looking at, in the neighborhood you are actually looking in, is a different question and a better one.
Eumora Reese, REALTOR®, Keller Williams Luxury